VA 4.5% 30 Yr Fixed Rates are Available for Veterans Again
This blog post will be short and sweet because I want the video above to do the talking. That said it is very important that any veteran home owner eligible for a VA streamline loan or even a VA...
View ArticleHelping Veterans Understand and Negotiate the VA Loan Process
Many first time veteran home buyers find themselves at a loss as they negotiate the loan process. I’ve created a comprehensive, yet (hopefully) easy to follow overview of the major terms and concepts...
View ArticleHistory of the VA Loan
A VA loan is a mortgage loan that is guaranteed by the US Departments of Veterans Affairs. The VA loan program assists Veterans who have served in the armed services become homeowners. The basic...
View ArticleTime to buy a home with a VA loan
With mortgage rates near 65 year lows, it could be the best time in the past decade or so to buy a home. There is plenty of “stock” available in nearly every market and in some markets, like FL, AZ,...
View ArticleWhat is Your Property Worth?
Property value is the single most important thing when it comes to the housing market and all that goes along with buying and selling a house. Your property’s value is determined by several things and...
View ArticleHow to Get the Best Mortgage Rate
Buying a home is a big investment and it’s important to get the best interest rate that you can on a mortgage. Here are a few tricks to helping you do it. The number one thing you need to consider...
View ArticleRequirements and Applying for Eligibility for VA Loans
If you are a veteran, currently serving in the military, or were married to someone who was killed in the line of duty you may be eligible for a VA loan. Here is a list of some requirements for...
View ArticleFor Veterans, Home Loans Couldn’t Be Easier
As a veteran, you have sacrificed your time, abilities and life in defense of this nation. You have put this country first and fulfilled your duty to protect the lives of others. Your sacrifice has...
View ArticleThe VA Loan and Its Benefits
What is a VA Loan? The VA Loan was implemented by President Franklin D. Roosevelt in 1944 through the original Servicemenʼs Readjustment Act also known as the GI Bill of Rights. The purpose of the bill...
View ArticleBenefits Available to Recently Returning Vets (Part 1)
The U.S. Department of Veterans Affairs (VA) offers a range of benefits to returning service members and other veterans. The VA website provides detailed information on all of these topics, as well as...
View ArticleThe History of VA Loans
During World War II, politicians wanted to avoid the postwar confusion about veterans’ benefits that became a topic of much debate in the 1920s and 1930s. President Franklin D. Roosevelt wanted a...
View ArticleStart with the Certificate of Eligibility
You know, there will come a day when we look back on the present and realize, probably with a degree of astonishment, how favorable the present truly [was] for buying a home. There will be those...
View ArticleMyth Busting: Qualifying for a VA Loan
It’s time to bust a few myths about qualifying for a VA loan. There are plenty of misconceptions about qualifying for a VA home mortgage loan, but I have selected three of the most prevalent errors...
View ArticleThe Basic Allowance for Housing and VA Loans
For active servicemembers, the Basic Allowance for Housing (BAH) is a handy boon if they are stationed in an area where housing is not provided by the military. The BAH is a monthly stipend or...
View ArticleVA Home Loans: Common Questions and Answers
Buying a Home is a big deal, one of most important events and decisions in a person’s financial life. There are probably a hundred questions to be answered about securing a loan for that new home. For...
View ArticleHow Zoning Affects VA Loan Eligibility
It is often asked whether the zoning for a property affects its eligibility to be purchased with a VA loan. As a VA loan is intended to be used to help a veteran obtain a residence, and there are...
View ArticleAvoiding Default and Foreclosure on a VA Loan
More often than not, a borrower’s (especially a first time borrower) plan to avoid foreclosure on their home consists of “make my payments on time”. While that is obviously an essential part of...
View ArticleThe VA Loan Escape Clause And Its Effects
If you’re not aware of the VA Loan Escape Clause, it’s something you should definitely be aware of. While the Escape Clause is usually a much bigger pain point for the seller, the seller’s reaction can...
View ArticleSeller Concessions and VA Loans
If you’re purchasing a home using your VA loan benefits, it will be advantageous to know and understand what seller concessions are and how they relate to your VA loan. Understanding what a seller...
View ArticleThe What, Why, When, and How Much of VA Loan Funding Fee
The Department of Veteran’s Affairs (VA) offers eligible veterans and servicemembers a special loan guaranty called the VA loan. The VA loan guaranty allows the eligible veteran to go to any...
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